Medicare Advantage plan refers to a type of Medicare controlled by a private institution. Although it is still monitored by the federal government, health services are offered by private institutions such as religious organizations, private insurance companies, union or other kinds of private institutions, which are contracted annually by the government.
Blue Cross Medicare Advantage Plan conditions in 2019 also called Part C is an all-in-one coverage that provides coverage for all the other plans: Medicare Part A (Medical insurance), Medicare Part B (Hospital insurance), and Medicare Part D (Medicare Prescription drug coverage). So, what you need to know about all these plans provided by Blue Cross and how these can help you?
How can it work for me?
Like all other plans, it is for you if you are under the following categories:
- Being 65 years of age and having worked and paid into a system. It has been deducted from your pay immediately you started working. Therefore, there is no need to worry, whether you have been paying intentionally or not.
- Having an End-stage renal disease or kidney failure (and need dialysis).
- Being a disabled young person.
What are conditions for applying?
Registering for a Medicare Advantage plan has some conditions attached. These conditions are not too tasking, and you will enjoy the Medicare Advantage plan in a long run. Some of these conditions are:
- Having to belong to either Part A or Part B plan.
- Having to choose plans close to your area of residence.
- Being restricted to a particular network of health providers.
- Continuing to pay for your Part B premium.
- Not being able to join a stand-alone drug plan. You have to choose one of options under Part C that includes a drug coverage plan.
- Having to make an additional payment for additional services that you will enjoy under this health plan.
- Your annual costs may vary depending on varying amount of health care or annual change in company’s fees.
What will I enjoy in long run?
Despite the many conditions under which this plan works; there are a lot of benefits and pluses you have here, compared with other plans. I will list just a few:
- You enjoy all the benefits of other plans plus additional benefits of this plan.
- Depending on the company, some monthly fees are as low as $0. While for some other companies, there is a payment of about $25 or $30.